John Commuta Reviews, Comparisons, and Consumer Opinions

Background

John Commuta has made a career in advising others on personal finance using books, seminars, speaking engagements and his courses. He is the author of several courses and books including the Transforming Debt into Wealth course and The Debt-FREE & Prosperous Living Basic Course. Commuta also developed the SPEED direct marketing system, the Sales Machine database marketing system and is the co-developer of DebtFree software for controlling and eliminating personal debt.

He became a personal finance advisor after noticing a number of baby boomers in dire financial situations. With the fate of Social Security uncertain, the value of their pension plans suffering steep declines, and the extreme amounts of high-interest debt, Commuta decided to create strategies for baby boomers to combat personal debt and ensure financial longevity.

Target Market

Because the majority of Commuta’s books and courses are centered on becoming debt-free, the course materials and software he promotes focus on people who are trying to overcome and improve their financial situations. One key factor that is emphasized in the descriptions of his books is that he offers ways to financial freedom using your current cash flow, whether in business or in personal financial situations.

In addition to helping to eliminate debt, he advises potential clients on the importance of producing a higher income stream through investing. Current economic conditions make the focus of Commuta’s courses more pertinent, particularly since most families are operating on less income or have accumulated debt that they aren’t able to pay off.

His website states that to keep from drowning in debt, you must become financially “organized” with a clear focus of your priorities and necessities.

Reviews

All reviews on the books and materials said the information was applicable and necessary to know to eliminate debt; however, the reviewers also stated that the tips and strategies were not very original. In fact, most reviewers indicated that the simple tips are obvious and can be found on the Internet or in other debt-management materials free of charge.

And one reviewer pointed out that the course materials and seminars are rather steep in price. It was stated that it seems impractical to invest exorbitant amounts of money in programs, monthly fees, guides, and books if you are already trying to eliminate debt.